Debit Card

Debit Card

Your money should be accessible anytime...no matter where you are. An NBDC debit card keeps your money close, so it's always there when you need it!


Get cash from an ATM, make purchases online, or swipe it in a store to get the things you need. Funds are deducted from your checking automatically, so you never have to think about it again.

Summary
  • Access checking balance easily
  • Make purchases or withdraw cash at ATMs
  • Funds deducted automatically
  • Safer than carrying cash
  • More convenient than writing checks
  • Accepted worldwide
  • Easily replaced if lost/stolen
  • Based on approved credit
More Details

NBDC provides debit cards upon application to qualified individuals who have a checking account in good standing with us. If you do not qualify for a debit card at first due to credit problems, we invite you to reapply in 90 days so that we may consider three months of account history before issuing a card. If you are refused a card, you are invited to apply for an ATM card, which will be issued for your convenience until you can qualify for a debit card.

With debit cards, you are limited to withdrawals of $400 per day, and there is a charge of $1.00 per transaction at ATMs we don't own. There is no charge for withdrawing with an NBDC card at an NBDC ATM. There is also a limit of $1,500 per day for Point of Sale (POS) transactions. These limits may be changed upon the request of the cardholder and at the discretion of the bank. Remember to choose "credit" when using your debit card in a retail situation. This saves you from being charged by the store; the store's bank; and our bank.

Should you lose your card, please report it to NBDC during business hours at 607-865-4126. After hours, please call 1-800-528-2273.