Choice Checking

Choice Checking

This account offers a whole lot more than just unlimited checking! Get discounts, fraud protection, and benefits to help you make the most of your money.


Choice Checking comes fully loaded for a low monthly fee that's easily reduced or eliminated. Just take advantage of our free electronic services designed to help you manage your money more easily. Open your free account today!


Learn more about these premium benefits at our Choice Checking website.

Summary
  • Valuable merchant discount program
  • Comprehensive fraud protection and restoration services
  • No minimum balance to maintain account
  • Unlimited check writing
  • Debit card transactions
  • Qualifications to reduce the low monthly service fee*:
  • Begin each statement with a $5 monthly fee
  • Be enrolled and receive eStatement notice to reduce fee by $1
  • Further reduce fee by 20¢ per debit card purchase over $5 that posts and settles, until fee is eliminated
  • Free online banking
  • Free online bill pay
  • Free eStatements
  • $25 minimum deposit to open account

*Minimum to open account is $25. The monthly fee for this account is $5.00. This fee may be reduced by doing the following during the Monthly Qualification Cycle: $1.00 reduction in fee for enrolling in and receiving electronic statements and $0.20 reduction in fee for each posted and settled debit card purchase. Activity in your account during the monthly qualification cycle will determine the amount of reduction to be applied against the base service charge with the net amount being charged to your account. Reduction amounts that exceed the base service charge amount will result in a service charge of $0.00 from the account. There will not be any credit balances for completing more than the necessary transactions. Qualifying transactions must post and settle the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made.


ATM processed transactions do not count towards qualifying debit card transactions. Debit card transactions processed by merchants and received by the bank as ATM transactions do not count toward qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions.

See Separate fee schedule for fees that apply to this account.