Get To Know NBDC

Our History


Our bank was originally chartered on Nov. 25, 1890 as the First National Bank of Walton and opened for business January 2, 1891. Ours was one of the few banks that were able to withstand the challenges of the depression.

In 1929, our name changed to the National Bank and Trust Company, which it remained for almost thirty years. In 1958, our bank made its first incursion into expansion, consolidating with the Bank of Andes and becoming the National Bank of Delaware County (NBDC). We eventually opened a new location in Franklin and, in June of 1997, acquired a banking center in Hamden. In November 2007, NBDC added the National Bank of Stamford and its Roxbury office to the NBDC family, bringing the number of total banking centers to six.

In September, 2014, NBDC's expansion beyond Delaware County was realized with the acquisition of six banking centers in Sullivan County. This acquisition not only doubled NBDC's banking center count and greatly expanded our geographic footprint, it also provided us with a talented new pool of employees and a customer base who we are accustomed to serving.

Throughout our rich history, NBDC Bank has provided residents of Delaware County with high quality financial products. We offer our customers the modern conveniences of larger institutions, such as online banking, mobile banking and mobile deposit capture, while continuing to provide the personal service of a community bank.

A Commitment to Community


As an independent bank, we make it our business to reinvest in the communities we serve by making loans to individuals and businesses, supporting community projects, events and charities.

There also exists a strong sense of volunteerism among our staff, which actively participates in the Relay for Life, local fire departments, Boys and Girl Scouts of America, local booster clubs and school-sponsored athletics, and the Salvation Army. Many also sit on local boards and committees around the area.

Services Offered:


NBDC is a wholly owned subsidiary of Delaware Bancshares, Inc., a bank holding company.